> For the complete documentation index, see [llms.txt](https://docs.rpcfast.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.rpcfast.com/rpc-fast-saas-solana/billing/payments.md).

# Payments

## Billing Cycle

Each billing period is **thirty (30) days**, unless otherwise specified in your selected plan.

Your subscription begins on the date you activate or select a plan and renews automatically every thirty (30) days unless canceled.

***

#### Overage Usage

Usage exceeding the included monthly Compute Units allocation will be charged at the applicable overage rate during the active billing period.

You are fully responsible for all overage charges incurred under your account.

***

#### Plan Changes

You may upgrade or downgrade your subscription plan via the Billing section of the dashboard.

* **Upgrades** take effect immediately. After a new plan price is paid, the billing period is re-calculated to thirty (30) days from the date of payment.
* **Downgrades** become effective at the end of the then-current billing period.

***

## Payments

RPC Fast uses [Stripe](https://stripe.com/) to process payment card transactions and generate invoices for fiat payments.

RPC Fast supports cryptocurrency payments through [CoinGate](https://coingate.com/), which acts as a third-party payment processor for supported digital assets.

By making a payment, you agree to the applicable terms and policies of the relevant payment provider.

***

#### Cryptocurrency payments

RPC Fast supports cryptocurrency payments for Solana RPC subscriptions. Available payment methods and supported cryptocurrencies may change (USDC, SOL by default).

**CoinGate** applies a currency exchange rate when converting the invoice amount from USD to the selected cryptocurrency or stablecoin. Also, an additional network processing fee (**service fee**) is applied at checkout. This fee is **not retained by RPC Fast** and is used to facilitate timely confirmation of transactions on the underlying blockchain network. The amount of the fee is dynamic and may vary based on network conditions and transaction demand.

Any applicable tax fees, processing fees, and total payment amount is displayed during checkout. The breakdown of fees is also available on the order info page.

***

#### Fees & Payment

Subscription plans include a defined monthly allocation of Compute Units (CU) and other services within defined plan limits and are billed in advance at the start of each billing cycle using your selected payment method.

You authorize RPC Fast (or its third-party payment processor) to charge all applicable fees, taxes, and overage charges to your payment method.

{% hint style="warning" %}
All fees are **non-refundable** unless required by applicable law. For exceptions, see section **Refund Policy.**
{% endhint %}

***

#### VAT & Taxes

**All fees are exclusive of applicable taxes.** Any taxes required by law will be calculated and charged at checkout (such as VAT for the EU-based customers). Customers are responsible for all applicable taxes associated with their purchase and use of the Service.

RPC Fast runs under a company registered and VAT-liable in Estonia (EU). All prices for individual (non-business) customers are subject to Estonian VAT at the applicable local rate.

**Why Estonian VAT applies to EU customers:** Under EU VAT rules, digital service providers whose annual cross-border B2C sales remain below the EU-wide OSS registration threshold are permitted to apply their home country’s VAT rate rather than the customer’s local rate. Hence, Estonian VAT applies to all individual customers regardless of their EU country of residence.\
This approach is compliant with Council Directive 2006/112/EC of 28 November 2006 on the common system of value added tax (as amended by Council Directive (EU) 2017/2455 of 5 December 2017 regarding VAT obligations for supplies of digital services and the introduction of the OSS threshold).

**Business customers (B2B):** If you are purchasing on behalf of a VAT-registered business in another EU country, please contact our support and provide your valid VAT ID. The reverse charge mechanism will apply and no Estonian VAT will be charged.

***

#### Failed Payments

If a payment attempt fails, RPC Fast will automatically retry the charge using the payment method on file.

* RPC Fast will make up to three (3) additional payment attempts over a period of approximately six (6) days. During this period, access to the subscribed plan will continue uninterrupted.
* If all payment attempts are unsuccessful, RPC Fast reserves the right to suspend paid features and downgrade the account to the free **Start** plan.&#x20;
* Any outstanding fees incurred prior to the downgrade remain payable by the Customer.

Customers are responsible for maintaining valid and up-to-date payment information and ensuring sufficient funds are available to cover subscription fees and applicable charges.

***

#### Refund Policy

Access to the Services is provided immediately upon successful payment. By purchasing a subscription, the Customer expressly requests immediate access to the Services and acknowledges that, to the extent permitted by applicable law, any statutory *right of withdrawal or cancellation* that would otherwise apply is waived once access to the Services has begun.

Accordingly, all fees paid for the Services are generally **non-refundable.**

Notwithstanding the above, the Company may, at its sole discretion, grant a full or partial refund on an exceptional basis if:

* the Customer submits a refund request within **three (3) calendar days** from the date of purchase; and
* the Customer demonstrates that the Services failed to perform substantially as described due to a verified quality or technical issue attributable to the Company.

We will investigate each request individually. Refunds will not be granted for reasons including, but not limited to, changes in the Customer's business needs, lack of usage, configuration errors, incompatibility with third-party software or infrastructure outside the Company's control, or issues caused by the Customer's own systems or actions.

Any decision to issue a refund outside the circumstances described above is made solely at the Company's discretion and does not create an obligation or precedent for future cases.


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